AA Motorcycle Insurance
There are lots of motorcycle insurance companies out there, and more policies than you can rev your engine at, but they're certainly far from being all the same. We're confident that AA Motorcycle Insurance comes close to offering both the best motorcycle insurance cover and the best value for money, but if you see cheaper policies then be sure that you're comparing like-for-like.
For example, if you are looking at insurance quotes with similar prices then also make sure you compare the excess fees that apply to each of the policies: if you find a very cheap policy, then there's a good chance that the policy has a high excess charge as well (i.e. meaning that you'll end up paying more of the costs in the event of an accident than a policy with a lower excess fee).
Also, it's useful to study the benefits or options an insurance policy offers, and figure out exactly what you need cover for. If, for example, you decide you need cover for potential injuries you may suffer in a motorcycle accident then you should look for a motorcycle insurance policy offering personal accident cover. Or, maybe if you are interested in taking your motorcycle touring in Europe, then look for an insurance policy which extends your insurance cover to the European Union for the time you need.
If you're interested in other insurance products, besides motorcycle insurance, then there's more than a good chance that AA can help with those too; offering everything from Pet Insurance to Caravan Insurance, Buildings Insurance - and just about everything in between - AA offers some top quality insurance products at very reasonable prices.
AA Motorcycle Insurance probably offers better value for money than most other motorcycle insurance, but, even so, it's still nice to save a little extra if you're able to. Here are just a few ways that can help you to save on motorcycle insurance:
For example, getting a full motorcycle licence is one way to help reduce your Motorcycle insurance. After completing your Compulsory Basic Training (CBT) it's a good idea to complete a course with a properly approved DSA instructor and preparing to pass your test; then, once you have a full licence there's a good chance your motorcycle insurance premiums will decrease.
Also, if you're aged over 21, and have a full motorcycle licence, you can take an advanced motorcycling test; having passed the advanced motorcycling test you're also likely to see a decrease in your Motorcycle insurance premiums. Making sure you have a safe place to store your motorcycle can also help reduce the cost of your insurance.
The standard AA Motorcycle Insurance offered by AA is at least as comprehensive as many similar sorts of motorcycle insurance, and definitely compares favourably in terms of price, but there are other, very affordable, optional extras which you can also choose to purchase for your motorcycle insurance from AA. These include: legal expenses; helmet and leathers cover; and personal accident cover.
The legal expenses cover offers up to £100,000 in legal costs for chasing losses that are not insured under your regular motorcycle insurance policy. For example, if you were to be involved an accident that was not your fault, you would want to claim back your excess fee and any other costs, (e.g. replacement hire), from the driver who was at fault. This is where the legal expenses cover would help; (the recovery of these costs would maintain your no-claims discount).
The optional helmet and leathers cover from AA offers insurance cover against losing or damaging your motorcycle clothing in the event you're involved in a motorcycle accident.
The personal accident cover, also an optional extra, offers up to £25,000 in financial help if you happen to be seriously injured in a motorcycle accident or a road-rage assault when you are driving your motorcycle.
Besides all the usual benefits, with AA Motorcycle Insurance you'll also enjoy new-for-old replacement cover: and so, in the event of a write-off (and subject to conditions), AA Motorcycle Insurance will replace your motorcycle with a new motorcycle of the same make and specification, where it is possible.
AA Motorcycle Insurance Official Website: http://www.theaa.com/insurance/
However, although hopefully your motorcycle will never be a complete write-off, whether your two-wheeled steed is a Harley Davidson 1000cc Sportster, or a Vespa 50cc Motor Scooter, there's a good chance that - like any mode of transportation - there's a good chance it could break down sometimes. Nonetheless, besides AA Motorcycle Insurance, AA also offers Motorcycle Breakdown Cover too; so, when you check out AA Motorcycle Insurance at the AA website, be sure to look for AA Breakdown for your motorcycle too.
A free, no-obligation quote for AA Motorcycle Insurance is available from the AA website very speedily: one can also save the quote online at the AA Motorcycle Insurance website to retrieve later, and maybe allowing you to compare other motorcycle insurance policies while you decide.
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